Personal capitals free personal finance software is one of the most powerful budgeting, investing, and personal finance software tools that is revolutionizing how consumers manage their money today. personal financial management doesnt have to be about receipts and spreadsheets. Pfm often lets users categorize transactions and add accounts. The use of expense tracking, budgeting, and other personal finance. Personal finance software market by product type and end user. You need a budget, or ynab, is a personal finance software thats aimed to help you improve your financial literacy as you manage your monthly. Lets have a closer look at the main advantages of personal finance management software with examples of the best apps. Budgeting software is a busy familys best financial friend.